🛒⛽ Best Credit Cards for Groceries and Gas Cashback in 2025

With rising prices at the supermarket and the gas pump, it’s more important than ever to use a cashback credit card that rewards you for these essential purchases. In 2025, several cards stand out for offering generous rewards on groceries and gas, helping you save money on everyday expenses — without changing your lifestyle.

Whether you’re shopping for a large family or commuting long distances, the right credit card can put hundreds of dollars back in your wallet each year.

Here’s a look at the top-performing grocery and gas cashback credit cards of 2025 — plus how to choose the best one for your needs.

🏆 1. Blue Cash Preferred® Card from American Express

Best for: High grocery spenders and suburban families

Cashback Rates:
- 🛒 6% at U.S. supermarkets (up to $6,000/year)
- 📺 6% on select U.S. streaming services
- ⛽ 3% at U.S. gas stations
- 🚆 3% on transit (buses, trains, rideshares)
- 🔁 1% on other purchases
Welcome Bonus: $300 statement credit after spending $3,000 in 6 months
Annual Fee: $95 (first year waived)

Why it’s great: One of the highest grocery cashback rates on the market. If you spend heavily on food and fuel, this card pays off quickly.

🛒 2. American Express Blue Cash Everyday® Card

Best for: No annual fee with solid grocery and gas rewards

Cashback Rates:
- 🛒 3% at U.S. supermarkets (on up to $6,000/year)
- ⛽ 3% at U.S. gas stations
- 💻 3% on U.S. online retail purchases
- 🔁 1% on everything else
Welcome Bonus: $200 statement credit after $2,000 spend in 6 months
Annual Fee: $0

Why it’s great: A strong no-fee alternative for everyday essentials. Easy to use, no frills, and good coverage for online shoppers.

⛽ 3. Citi Custom Cash℠ Card

Best for: Flexible rewards based on your top spending category

Cashback Rates:
- 🛒 or ⛽ 5% in your highest eligible spend category (up to $500/month)
- 🔁 1% on all other purchases
Eligible Categories: Includes gas stations and grocery stores
Welcome Bonus: $200 after spending $1,500 in 6 months
Annual Fee: $0

Why it’s great: The card automatically adjusts to your highest spend — so if gas or groceries dominate your budget, you’ll get 5% back there without lifting a finger.

🚗 4. Bank of America® Customized Cash Rewards Credit Card

Best for: Tailored rewards and big bonuses for BofA customers

Cashback Rates:
- ⛽ 3% in a category of your choice (gas is an option)
- 🛒 2% at grocery stores and wholesale clubs (up to $2,500/quarter combined spend)
- 🔁 1% on everything else
Welcome Bonus: $200 after $1,000 spend in 90 days
Annual Fee: $0

Why it’s great: If you bank with BofA or qualify for Preferred Rewards, you can boost cashback up to 75%, making this one of the most lucrative grocery + gas cards available.

🛍️ 5. Sam’s Club® Mastercard®

Best for: Gas & grocery rewards at wholesale clubs

Cashback Rates:
- ⛽ 5% on gas (on first $6,000/year, then 1%)
- 🛒 3% on Sam’s Club purchases (for Plus members)
- 🛒 1% on other grocery and club purchases
Welcome Bonus: Varies with promotions
Annual Fee: $0 (Sam’s Club membership required)

Why it’s great: Excellent gas rewards, especially for warehouse club shoppers who spend a lot on fuel and bulk groceries.

🧾 Comparison Table

Credit Card	Grocery Cashback	Gas Cashback	Annual Fee	Best For
Amex Blue Cash Preferred®	6%	3%	$95	Heavy grocery spenders
Amex Blue Cash Everyday®	3%	3%	$0	Budget users with everyday needs
Citi Custom Cash℠	5% (flexible)	5% (flexible)	$0	Category switchers
BofA Customized Cash Rewards	2%	3% (custom)	$0	BofA clients or moderate spenders
Sam’s Club Mastercard®	1–3%	5%	$0*	Bulk shoppers & road trippers

*Sam’s Club membership fee applies

🧠 How to Choose the Right Grocery & Gas Card

Here’s how to pick the perfect card based on your habits:

Spend $400+ a month on groceries? → Go with Amex Blue Cash Preferred®
Don’t want to pay an annual fee? → Try Amex Blue Cash Everyday® or Citi Custom Cash℠
Drive a lot for work or errands? → Sam’s Club Mastercard® or BofA Customized Cash
Spending shifts monthly? → Citi Custom